Inflation might seem like a distant financial theory, but its consequences for your savings are significant. Simply put, your money buys less as inflation rises, meaning that the same £100 today may have less buying power tomorrow. While rising prices are an inherent aspect of markets, ignoring it could harm your savings. The good news? There are
Values-based investing is transforming modern finance, allowing individuals to achieve financial goals while creating meaningful change. From renewable energy funds to firms that prioritize equality, responsible financial choices focus on aligning financial returns with personal values. Individuals no longer have to choose between profit and princi
Compounding returns is often called the eighth wonder of the world, and for good reason. It’s the secret weapon behind building wealth, helping your wealth snowball year after year. Unlike basic returns, which only earns on the initial principal, this financial concept adds earnings to your balance and grows from there, creating a multiplying imp
Compound interest is often called a key to wealth creation, and for good reason. It’s the secret weapon behind building wealth, allowing your money to grow exponentially over time. Unlike non-compounding interest, which applies solely to your starting amount, compound interest builds on itself by including prior gains, creating an accelerating gr
The emergence of fintech innovations has revolutionised how we handle our finances, making money management more easy to use, clear, and efficient. Gone are the days of standing in line at your local branch, as platforms including Starling, Monzo, and Revolut enable instant visibility into your finances, send money instantly, and even create financ